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Car Insurance Coverages

Protect yourself in the event of a car accident with car insurance designed to fit your needs and give you peace of mind.
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Car Insurance Coverage Types

Our car insurance is customizable. Add different coverages to your policy to protect everything that matters most.
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What can an auto policy cover?

Coverage to Protect Your Car

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Collision Coverage

Were you rear-ended or side-swiped in a car accident? Or did you do the same to someone else’s vehicle? Collision coverage protects you against collision or rollover damages, no matter who caused the accident.
Another driver bumps their car into yours as they back out of a parking spot. Collision coverage can assist with any repairs you may need.
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Comprehensive Coverage

Comprehensive coverage helps protect you from damage caused by accidents that don’t involve colliding with another vehicle or object. Examples include hail damage, fire, flooding, theft, vandalism and collisions with animals.
Your car is parked under a tree, and a falling tree branch damages the windshield. Comprehensive coverage helps you get a replacement.

Liability & Car Accident Injury Coverage Types

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Property Damage Liability Coverage

A single mistake can prove costly if your car damages someone else’s property. Property damage liability coverage brings that cost down — maybe even to zero.
You misjudge how close you are to the curb and your car breaks a neighbor’s mailbox. Property damage liability helps cover the purchase of a new one.
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Bodily Injury Liability Coverage

If you cause a car accident that results in injuries, bodily injury liability coverage can help pay for accident-related medical treatment. It may also protect you if you're sued.
After a fender-bender, the other driver goes to the hospital with a broken nose. Bodily injury liability compensates for their medical bill.
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Medical Expense Coverage

If you were injured in a car accident, medical expense coverage helps pay for medical care for you and your passengers, regardless of who is at fault.
A car backed into you, causing your passenger to hit their head and need stitches. Medical expense coverage can help pay for their medical bills. 
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Personal Injury Protection Coverage

Personal injury protection coverage helps reimburse you and your passengers for lost income and medical or child-care costs, no matter who is at fault.
Another driver ran a red light and T-boned your vehicle, breaking your passenger’s hip. Personal injury protection will help cover their medical bills and lost wages, up to your policy limit.

Car Insurance Coverage Add-Ons

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Service Add-Ons

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Add-Ons for Damages

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Add-Ons for More Protection

Trusted by over 12 Million Customers & Counting

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90+ Years

Over 90 years in business protecting our customers
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Ranked by Forbes

Named one of America's Best Insurance Companies by Forbes

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12 Million Customers

Reliable, quality coverage for customers across 19 states

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*This information represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Exclusions may apply to policies, endorsements, or riders. Coverage may vary by state and may be subject to change. Some products are not available in every state. Please read your policy and contact your agent for assistance.

**Daily allowances or limits may vary by policy.

Customers who bundle auto and home insurance policies may save up to 23% on both policies together (as of August 2023). Discounts may vary by state, property, policy form and company underwriting the auto and/or home policy. Discounts may not apply to all coverages on an auto or home policy.