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Multi-Policy & Multi-Car Insurance Discounts

Insurance bundles save money and time. Learn more about multiple policy and multi-vehicle insurance discounts at American Family Insurance today.

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Multi-Policy and Multi-Car Insurance Discounts

When you have more than one dream to protect — from your home to your car, and everything in between — it can be a lot to keep all your insurance coverages straight. Make things easier on yourself by bundling your policies! Not only can you earn a discount for having more than one type of policy with us, but you’ll get the convenience of all your insurance being under one roof. Customers who bundle their auto and home insurance policies save up to 23% on both policies together.*

Thinking about switching insurance to save money? Make the smart switch to American Family Insurance and you could enjoy two special discounts just for switching. First, we'll reward you for planning ahead. Simply request your quote from us at least one week and up to 60 days before your new American Family auto policy goes into effect, and you'll earn a special early bird discount.

Next, we'll reward you for having proactive coverage levels. If you're with another carrier and have at least $250,000 in bodily injury coverage on your auto policy, all you need to do is maintain that same level of coverage when you switch to American Family and you'll earn our Steer Into Savings discount. These discounts are just one of the many ways American Family helps you control what you pay at every step of the way on your vehicle, home, and more. Contact your American Family agent, or visit us online at AmFam.com to make the smart switch and start saving today.

The Benefits of Multi-Policy Insurance

What exactly does bundling insurance policies mean? It’s simple — bundling is when you buy multiple policies, such as homeowners and auto insurance, from the same provider. The main benefits of bundling include:

Saving Money

Customers who bundle their auto and home insurance policies save up to 23% on both policies together.*

Stay Organized

Take the guesswork out of buying insurance. Get complete protection with the right coverage when you bundle with one company.

Added Convenience

Our MyAmFam app keeps you connected to all your policies and claims with us. All of them. By bundling your products, you log on to one app and manage everything from there. It’s really that simple.

Curious to find out how you can bundle your policies to save money?

How to Get Multi-Policy Discounts with American Family Insurance

Because our multi-policy discount insurance plans are unique to you, getting yourself setup with a multi-policy discount is as simple as contacting an agent today. If you’re more of a do-it-yourselfer, why not build your own bundle?

Getting a quote is as easy as 1-2-3:

  1. Navigate to our insurance quote tool
  2. Add your zip code
  3. Fill in your personal information

You’ll get an immediate quote online and a friendly follow-up by one of our local agents.

Home and Auto Bundle Insurance Discount

Like peanut butter and jelly, some things in life are just better in pairs. It’s no surprise then that our sweetest pairing comes when you bundle home and auto insurance together for the greatest possible savings. Because each state and policy is different, the amount you can save varies.

Customers who bundle their auto and home insurance policies save up to 23% on both policies together.*

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Auto and Renters Bundle Insurance Discount

Did you know that bundled insurance savings extend to renters too? Save up to 5% when you bundle your renters and auto policies with American Family Insurance.** Protect the things inside that make your place yours with a renters insurance bundle.

Auto and Life Bundle Insurance Discounts

You’ve made the smart decision to add a life insurance policy to your list of coverages, now take the next logical step by bundling it with your auto policy. That means extra savings with our multi-policy discount, and extra peace of mind knowing that you and your family are protected from the unexpected.

Multi-Car Insurance Discount

If you insure more than one vehicle with us, you may qualify for a reduced auto insurance premium on your cars and trucks. If you’re wondering how you can get a multi-car insurance discount, we’re here to help. Contact one of our friendly American Family agents today to make sure you’re getting the savings you deserve.

Other Policy Discounts

Pay How You Drive

Take control of what you pay for insurance. By enrolling in one of our usage-based insurance programs, you automatically get a 10% discount.*** Learn more about saving.

Steer Into Savings

If you come to American Family from one of our competitors, you could get a discount on your auto premium.

Low Mileage

You don’t have to go very far to save money. American Family customers who drive less than 7,500 miles per year can qualify for additional savings.

Early Bird

If you have an active policy with another carrier and receive a quote from us at least seven days before that policy goes into effect, you could get a discount.


If you’ve been a loyal American Family customer for a while, we think you deserve a discount. The amount you save will depend on how long you’ve been a part of our family!

Smart Payments

Streamlining your payment habits has its rewards when you take advantage of our AutoPay, Full Pay and Paperless discounts.

Do you qualify for other discounts? Check out our car insurance discounts and special offers.