What is an umbrella insurance policy?

When it comes to protecting your financial stability and having peace of mind, umbrella insurance is extra liability coverage that goes above and beyond the limits of your other types of insurance policies. Your umbrella insurance policy may also cover some situations that aren’t covered by your primary policies. The term umbrella is used to reference this broad reaching coverage.

This article may include information that represents a brief description of coverages, but this is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Exclusions may apply to policies, endorsements, or riders. Coverage may vary by state and may be subject to change. Some products are not available in every state. Please read your policy and contact your agent for assistance.